Health coverage for the self-employed

Work for yourself? Get coverage that works like an employer plan.

Private health plans with employer style benefits, built for self-employed people and anyone who does not qualify for a subsidy.

One advisor from your first question to your final paperwork. No call centers, no pressure, and nothing to sign until you are sure.

  • Free to compare
  • No obligation
  • We never sell your info
An advisor reviewing health plan options
  1. 1Who
  2. 2Situation
  3. 3Qualify
  4. 4Contact

Who is the coverage for?

Pick the one that fits best. It takes about 30 seconds.

What is your situation right now?

This tells us which plans to line up for you.

Do you have Medicare or Medicaid?

Our plans are for people who are not on either one.

Where should we send your options?

Florence will reach out personally. No spam, ever.

πŸ”’ We never sell your info.
βœ“

Book a short call and we will go through your options together.

You get a clear comparison and an honest recommendation. Enrolling is entirely up to you.

Pick a Time β†’ See How It Works
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Thanks for letting us know

Medicare and Medicaid plans are outside what we handle. We work with individual, family and small business health coverage, so we would not be the right fit here. Thanks for your time.

Plan availability, eligibility and pricing are set by the carrier and your state. Your advisor confirms everything in writing before you decide.

Plans from carriers includingBlueCross BlueShield, Aetna, UnitedHealthcare, Cigna, First Health
Who we help

Is this a fit for you?

We keep it simple. Here is who we work with, and who we will point somewhere else.

A great fit

  • βœ“Self-employed, freelancers and 1099 workers
  • βœ“Small business owners covering themselves or a team
  • βœ“People who do not qualify for a subsidy
  • βœ“Families paying too much for the coverage they have
  • βœ“Anyone losing employer coverage

Not our lane

  • βœ•People on Medicare
  • βœ•People on Medicaid, or moving off it

If that is you, we will tell you up front so you do not waste your time.

See If You Qualify
How it works

Three steps, start to finish

1

Answer 3 quick questions

Who needs coverage and where you stand today. It takes about 30 seconds.

2

Talk to Florence

A short call about your doctors, prescriptions and budget, then a side by side of the plans you can actually get.

3

Decide on your terms

If a plan fits, we handle the paperwork together. If nothing fits, we will say so.

Straight answers

Questions people ask us

Still unsure? Call (954) 299-5765 and ask us directly.

What if I do not qualify for a subsidy?

We also have private health insurance plans that give you employer style benefits, built for self-employed people and for people who do not qualify for subsidies through the government.

I am self-employed. What are my options?

There are several routes for 1099 and self-employed people, and the right one depends on your income and household. That is exactly what the call is for.

What does this cost me?

Comparing plans and talking it through costs you nothing. There is no fee for the consultation.

Can I keep my doctor?

Often yes. Tell us who you want to keep and we will check which plans include them in network before you decide anything.

Do you handle Medicare or Medicaid?

No. Those are outside what we do, so if you are on either one we will let you know right away.

Do I have to enroll on the call?

No. Plenty of people take the comparison away and think about it. There is no pressure either way.

Florence Ritondo
Meet your advisor
"You will never be pushed into a plan. You get the real numbers, the trade-offs, and the space to decide for yourself."
Florence RitondoNational Coverage Advisors
A family reviewing their options at home A couple enjoying peace of mind A quick call with an advisor
Book a call

Prefer to just talk it through?

Pick a time that works. We will go over what you qualify for and what it costs, with nothing to sign.

  • Free to compare
  • Keep your doctors where possible
  • Zero obligation

About 30 seconds. No obligation.

See which plans you can get before you spend another month overpaying.

See If You Qualify
Book Free Call See If You Qualify
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